Community Cash Disclosure

*Annual Percentage Yield.  APYs accurate as of 5/7/2015.  Rate may change after account is opened. Minimum opening deposit is $100. Statement cycle qualifications include: (1) 15 debit card purchases post to your account during the statement period; (2) Enroll and receive e-statements; and (3) Log into online or mobile banking at least once during the statement cycle.  If qualifications are met each monthly statement cycle: (1) Domestic ATM fees incurred during the statement cycle will be reimbursed automatically up to $4.99 per single transaction, and fees $5.00 or greater are reimbursable if a receipt is presented, for the first 5 transactions up to $19.99, and credited to account on the last day of monthly statement cycle; (2) Average daily balances up to $25,000.00 receive 2.53% APY; (3) Average daily balances over $25,000.00 earn .25% interest rate on portion of balance over $25,000.00, resulting in 2.53% – .26% APY depending on the balance. If qualifications are not met, all balances earn .05% APY. Fees could reduce earnings. Transactions may take one or more banking days from the transaction date to post to and settle an account.  ATM-processed transactions do not count towards qualifying debit card transactions. Limit one account per SSN. Community Cash Rewards accounts are for personal consumer accounts only.