Kasasa Cash Back

Kasasa Cash Back® – free checking that buys more of what you want.

We believe in cash back without category restrictions. Spend your money how you want. Just swipe your debit card at checkout and earn 4% cash back each month on gas, groceries, and a whole lot more.*

We also believe in convenience. We refund your ATM fees, nationwide.* So you can make any ATM your ATM, whether you’re in South Dakota or across the country.

Free Kasasa Cash Back benefits:KasasaProductPhotos-CashBack

  • Up to $10 in cash back each month (a 4% rate)
  • 5 refunds on ATM fees, nationwide*
  • Free checking, no monthly service fees
  • No minimum balance to earn rewards
  • Free online banking & bill pay
  • Free e-statements
  • Free debit card
  • Unlimited check writing
  • Just a low $100 minimum deposit to open

Open an Account

Earn your rewards with banking basics (we call them “qualifications”)

It’s so easy to qualify, you’re probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle*
  • Be enrolled and receive eStatement notice

That’s it. If you don’t qualify, there’s still no monthly service fee. Plus you can get back to earning the huge rewards the very next monthly qualification cycle!

*Minimum to open is $100. When monthly qualifications are met, you receive 4.00% cash back on debit card purchases of $10.00 or higher that post and settle to account during monthly qualification cycle up to a total cash back of $10.00 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during the qualification cycle will be reimbursed automatically up to $4.99 per single transaction and fees $5.00 or greater are reimbursable if a receipt is presented, for the first 5 transactions up to $25.00, and credited to account on the last day of monthly statement cycle.

  • Brie Groves
    Brie Groves
    Kasasa Specialist
    Email