Kasasa Cash

Kasasa Cash® – earn interest rates so high, you won’t believe it’s free checking.

Don’t settle for average checking, you deserve more. More rewards, more convenience, more service. Free Kasasa Cash checking earns up to a 2.50% APY – way above the national average – and refunds your ATM fees, nationwide.*  All without monthly service fees.

Free Kasasa Cash benefits:KasasaProductPhotos-Cash

  • 2.50% APY* on balances up to $25,000
  • 2.50% to 0.70% APY on balances over $25,000 depending on balance in account*
  • 0.05% APY* if qualifications aren’t met
  • No minimum balance to earn rewards
  • Free checking, no monthly service fees
  • Free online banking & bill pay
  • 5 refunds on ATM fees, nationwide*
  • Free e-statements
  • Free debit card
  • Unlimited check writing
  • Just a low $100 minimum deposit to open
  • Plus, add Kasasa Saver® for an automatic way to save more each month!

Open an Account

Qualifying for your rewards is easy!

It’s so easy to qualify, you’re probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account  each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle*
  • Be enrolled and receive eStatement notice

That’s it. If you don’t qualify, there’s still no monthly service fee and you still earn interest at the base interest rate. Plus you can get back to earning the huge rewards the very next monthly qualification cycle!

*APY= Annual Percentage Yield.  APYs accurate as of 7/1/2014.  Rate may change after account is opened. Minimum to open is $100.  If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during the qualification cycle will be reimbursed automatically up to $4.99 per single transaction and fees $5.00 or greater are reimbursable if a receipt is presented, for the first 5 transactions up to $25.00, and credited to account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 2.50%; (3) balances over $25,000 earn .25% interest rate on portion of balance over $25,000, resulting in 2.50% – .70% APY depending on the balance.  If qualifications are not met, all balances earn .05% APY.  Fees could reduce earnings.  Qualifying transactions must post to and settle account during the monthly qualification cycle.  Transactions may take one or more banking days from the date transaction was made to post to and settle an account.  ATM-processed transactions do not count towards qualifying debit card transactions.  “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Limit one account per SSN.

  • Brie Groves
    Brie Groves
    Kasasa Specialist
    Email