Checking

As the best free checking account bank in Rapid City, our team at Black Hills Community Bank strives to offer safe, convenient local banking while providing you with the personal service you deserve.

Black Hills Community Bank offers five Personal Checking Accounts to suit your needs:

Free CheckingPiggy bank

  • No Minimum Monthly Balance Requirement
  • No Monthly Service Charge
  • First Debit Card Free
  • Free 24 Hour Telephone Banking
  • Free Online Banking & Bill Pay
  • Free check images with E-statement
  • Free Mobile Banking
  • Over 65,000 Free ATMs

$100 minimum deposit to open account – Other Fees May Apply

Rushmore Checking

Benefits with Rushmore Checking at Black Hills Community Bank

  • Identity Theft Protection
  • ATM Fee Reimbursement**
  • Free Online Banking & Bill Pay
  • Free First Debit Card
  • Dime-A-Time Rewards
    • With Dime-A-Time there are no minimum balances required or additional qualifying criteria to earn rewards
    • Use your BHCB Debit card for purchases and receive a Dime-A-Time reward
    • No penalties for not using your debit card
  • Free Check Images
  • 50% off designer checks
  • Standard Personalized Checks Wallet Size
  • Free 24 Hour Telephone Banking
  • Free Mobile Banking
  • Over 65,000 Free ATMs

Monthly Maintenance Charge of *$5.00

$100 minimum deposit to open account – Other Fees May Apply

**ATM fees reimbursed at the time receipt is presented to bank representative

50 Plus Checking (Age 50 and Over)

Benefits with 50 Plus Checking at Black Hills Community Bank

  • Interest paid on $1000 average daily collected balance
  • Free Check Images
  • Free Online Banking & Bill Pay
  • Free 24 Hour Telephone Banking
  • Free First Debit Card with Dime-A-Time Rewards
  • Free Money Orders
  • Free Cashier Checks
  • Free Custom Checks
  • Free Mobile Banking
  • Over 65,000 Free ATMs
  • No Monthly service charge
  • ATM Reimbursement**

$100 minimum deposit to open account – Other Fees May Apply

**ATM fees reimbursed at the time receipt is presented to bank representative

  • Rick Brady
    Rick Brady
    Retail Banking Manager
    Email
  • Dennis Wagner
    Dennis Wagner
    Personal Banker
    Email
  • Brie Groves
    Brie Groves
    Account Specialist
    Email