The real estate market can be a dynamic and challenging industry. When you combine this with the fact that buying a new home is frequently the largest purchase many people will make in their lifetime, it can become stressful.

In the bank

As the best home loans bank in Rapid City, our mortgage loan department features a wide assortment of mortgage loan options, so you are certain to get the right loan for your needs.

We have a reputation for providing low mortgage rates and low mortgage cost with streamlined closing times. We strive to close within 30 days and make the process as seamless and stress free as possible.

Our resources in the secondary market allow you to choose the best option for your home loan. Black Hills Community Bank offers the following loans to service your needs:

  • South Dakota Housing (First Time Homeowners)
  • Rural Development
  • FHA
  • VA
  • Conventional
  • Construction
  • Bridge Loans
  • Jumbo Loans

Apply Today

Call us at Black Hills Community Bank and set up an appointment to visit with one of our mortgage loan officers to discuss which loan is best for you, and to pre-qualify for your loan, so that you will know exactly what price range you have to work with for the purchase of your new home.

  • Lori Lynass
    Lori Lynass
    Mortgage Manager
  • Stephen Reichert
    Stephen Reichert
    Mortgage Banker