Did you know the best checking accounts are at Black Hills Community Bank? Our accounts are offered by friendly and experienced bankers to provide you with unmatched service and quality products. Your money is insured safe by the FDIC. Take a look at our accounts listed below and choose the one that fits your lifestyle, because you deserve the best.

Black Hills Community Bank offers five Personal Checking Accounts to suit your needs:

Community Cash

Free Checking Account – no monthly service fees
2.53% APY on deposit balances up to $25,000, balance above $25,000 receives a 0.25% APY* Just a low $100 minimum deposit is required to open your Community Cash Checking
No minimum deposit balance required to earn rewards
Free Online banking and mobile app with Bill Pay
First Debit Card Free
Unlimited check writing
If qualifications are met, five ATM reimbursements up to $19.99 are refunded

Qualifying for your Rewards is easy!

15 debit card transactions
Online banking enrollment
Enroll and receive E-statement
Log into online or mobile banking at least once in a statement cycle
If the qualifications are not met, the interest rate is .05% APY
Free checking account with interest and more. Rewards that you can earn for doing what you already do. Get all the convenience, refunds and interest that you deserve.

All without any monthly service fees!
- 2.53% APY on deposit balances up to $25,000, balance above $25,000 receives a 0.25% APY*
- Free Checking – no monthly service fees
- No minimum deposit balance required to earn rewards
- Free On-line banking and mobile app with Bill Pay
- First Debit Card Free
- Unlimited check writing
- If qualifications are met, five ATM reimbursements up to $19.99 are refunded
Qualifying for your Rewards is easy!
- 15 debit card transactions
- Online banking enrollment
- Enroll and receive E-statement
- Log into internet banking or mobile banking at least once in a statement period
- Just a low $100 minimum deposit is required to open your Community Cash Checking. If the above qualifications are not met, the interest rate is .05% APY.
- Click here for account disclosure information

Community Cash Back

Free checking – no monthly service fees
4% Cash Back rewards up to max rewards of $10.00 in a statement period
If qualifications are met, five ATM reimbursements up to $19.99 are refunded
No minimum balance to earn rewards
Free Online Banking, Mobile App, and Bill Pay
First Debit Card Free
Unlimited check writing

Qualifying for your Rewards is easy!

10 debit card transactions for a minimum $10.00 each swipe
Online banking enrollment
Enroll and receive E-statement
Log into online or mobile banking at least once in a statement cycle
Just a low $100 minimum deposit is required to open your Community Cash Back Checking
Click here for account disclosure information

Free Checking Account

No Monthly Service Charge
No Minimum Monthly Balance Requirement
First Debit Card Free
Free Online Banking, Mobile App, and Bill Pay
Free check images with E-statement

$100 minimum deposit to open account – Other Fees May Apply

Rushmore Checking Account

Monthly Service Fee of *$5.00

Benefits with a Rushmore Checking Account at Black Hills Community Bank:

Identity Theft Protection
Free Online Banking, Mobile App, and Bill Pay
First Debit Card Free
Dime-A-Time Rewards
- With Dime-A-Time there are no minimum balances required or additional qualifying criteria to earn rewards
- Use your BHCB Debit card for purchases and receive a Dime-A-Time reward
- No penalties for not using your debit card
Free Check Images
50% off designer checks
Free Standard Wallet Checks