Did you know the best checking accounts are at Black Hills Community Bank? Our accounts are offered by friendly and experienced bankers to provide you with unmatched service and quality products. Your money is insured safe by the FDIC. Take a look at our accounts listed below and choose the one that fits your lifestyle, because you deserve the best.

Black Hills Community Bank offers five Personal Checking Accounts to suit your needs:

Community Cash

No monthly service fees
Rewards APY of 2.53%* on average daily deposit balances up to $25,000
Just a low $100 minimum deposit is required to open your Community Cash Checking
No minimum deposit balance required to earn rewards
Free Online banking and mobile app with Bill Pay
First Debit Card Free
Unlimited check writing
If qualifications are met, five ATM reimbursements up to $19.99 are refunded

Qualifying for your Rewards is easy!

15 debit card transactions
Online banking enrollment
Enroll and receive E-statement
Log into online or mobile banking at least once in a statement cycle

If the qualifications are not met, the interest rate is .05% APY*

$100 minimum deposit to open account – Other Fees May Apply

*Click here for account disclosure information

Community Cash Back

No monthly service fees
4% Cash Back rewards on debit card purchases of $10.00 or higher. Max rewards of $10.00 in a statement period.*
If qualifications are met, five ATM reimbursements up to $19.99 are refunded*
No minimum balance to earn rewards
Free Online Banking, Mobile App, and Bill Pay
First Debit Card Free
Unlimited check writing

Qualifying for your Rewards is easy!

10 debit card transactions for a minimum $10.00 each swipe
Online banking enrollment
Enroll and receive E-statement
Log into online or mobile banking at least once in a statement cycle
Just a low $100 minimum deposit is required to open your Community Cash Back Checking

$100 minimum deposit to open account – Other Fees May Apply

*Click here for account disclosure information

Free Checking Account

No Monthly Service Charge
No Minimum Monthly Balance Requirement
First Debit Card Free
Free Online Banking, Mobile App, and Bill Pay
Free check images with E-statement

$100 minimum deposit to open account – Other Fees May Apply

Rushmore Checking Account

Monthly Service Fee of *$5.00

Benefits with a Rushmore Checking Account at Black Hills Community Bank:

Identity Theft Protection
Free Online Banking, Mobile App, and Bill Pay
First Debit Card Free
Dime-A-Time Rewards
- With Dime-A-Time there are no minimum balances required or additional qualifying criteria to earn rewards
- Use your BHCB Debit card for purchases and receive a Dime-A-Time reward
- No penalties for not using your debit card
Free Check Images
50% off designer checks
Free Standard Wallet Checks