Checking

Did you know the best checking accounts are at Black Hills Community Bank? Our accounts are offered by friendly and experienced bankers to provide you with unmatched service and quality products. Your money is insured safe by the FDIC. Take a look at our accounts listed below and choose the one that fits your lifestyle, because you deserve the best.

Black Hills Community Bank offers five Personal Checking Accounts to suit your needs:

Community Cash

  • Free Checking Account – no monthly service feesChecking Account - Community Rewards Program
  • 2.53% APY on deposit balances up to $25,000, balance above $25,000 receives a 0.25% APY* Just a low $100 minimum deposit is required to open your Community Cash Checking
  • No minimum deposit balance required to earn rewards
  • Free Online banking and mobile app with Bill Pay
  • First Debit Card Free
  • Unlimited check writing
  • If qualifications are met, five ATM reimbursements up to $19.99 are refunded

Qualifying for your Rewards is easy!

  • 15 debit card transactions
  • Online banking enrollment
  • Enroll and receive E-statement
  • Log into online or mobile banking at least once in a statement cycle
  • If the qualifications are not met, the interest rate is .05% APY
  • Free checking account with interest and more. Rewards that you can earn for doing what you already do. Get all the convenience, refunds and interest that you deserve.

    All without any monthly service fees!

    • 2.53% APY on deposit balances up to $25,000, balance above $25,000 receives a 0.25% APY*
    • Free Checking – no monthly service fees
    • No minimum deposit balance required to earn rewards
    • Free On-line banking and mobile app with Bill Pay
    • First Debit Card Free
    • Unlimited check writing
    • If qualifications are met, five ATM reimbursements up to $19.99 are refunded

    Qualifying for your Rewards is easy!

    • 15 debit card transactions
    • Online banking enrollment
    • Enroll and receive E-statement
    • Log into internet banking or mobile banking at least once in a statement period
    • Just a low $100 minimum deposit is required to open your Community Cash Checking. If the above qualifications are not met, the interest rate is .05% APY.
    • Click here for account disclosure information

 

Community Cash Back

  • Free checking – no monthly service fees
  • 4% Cash Back rewards up to max rewards of $10.00 in a statement period
  • If qualifications are met, five ATM reimbursements up to $19.99 are refunded
  • No minimum balance to earn rewards
  • Free Online Banking, Mobile App, and Bill Pay
  • First Debit Card Free
  • Unlimited check writing

Qualifying for your Rewards is easy!

  • 10 debit card transactions for a minimum $10.00 each swipe
  • Online banking enrollment
  • Enroll and receive E-statement
  • Log into online or mobile banking at least once in a statement cycle
  • Just a low $100 minimum deposit is required to open your Community Cash Back Checking
  •  Click here for account disclosure information 

 

Free Checking AccountPiggy Bank

  • No Monthly Service Charge
  • No Minimum Monthly Balance Requirement
  • First Debit Card Free
  • Free Online Banking, Mobile App, and Bill Pay
  • Free check images with E-statement

$100 minimum deposit to open account – Other Fees May Apply

 


 

Rushmore Checking Account

Monthly Service Fee of *$5.00

Benefits with a Rushmore Checking Account at Black Hills Community Bank:

  • Identity Theft Protection
  • Free Online Banking, Mobile App, and Bill Pay
  • First Debit Card Free
  • Dime-A-Time Rewards
    • With Dime-A-Time there are no minimum balances required or additional qualifying criteria to earn rewards
    • Use your BHCB Debit card for purchases and receive a Dime-A-Time reward
    • No penalties for not using your debit card
  • Free Check Images
  • 50% off designer checks
  • Free Standard Wallet Checks

$100 minimum deposit to open account – Other Fees May Apply

 


 

50 Plus Checking (Age 50 and Over)

Benefits with 50 Plus Checking at Black Hills Community Bank

  • No Monthly service charge
  • Interest paid on $1000 average daily collected balance
  • Free Check Images
  • Free Online Banking, Mobile App, and Bill Pay
  • Free 24 Hour Telephone Banking
  • First Debit Card Free with Dime-A-Time Rewards
  • Free Standard Wallet Checks

$100 minimum deposit to open account – Other Fees May Apply

 

Apply Online Today

  • Chelsey Scott
    Chelsey Scott
    Deposit Account Specialist
    Rapid City
  • Meghan Perez
    Meghan Perez
    Deposit Account Specialist
    Rapid City
  • Melissa Montgomery
    Melissa Montgomery
    Personal Banker
    Rapid City
  • Jodi Watts
    Jodi Watts
    Sr. Personal Banker
    Spearfish
  • Mary Zimmiond
    Mary Zimmiond
    Teller / Customer Service Representative
    Spearfish