Personal Savings

Whether you are saving for your retirement or your child’s education, we have a savings product perfectly tailored to your needs. With competitive rates and a variety of features, Black Hills Community Bank will help you reach your goals.

Tree House SavingsBank

  • Available to account holders under age 18
  • Must have guardian on account
  • Free Online Banking, Mobile App, and Bill Pay

$25 minimum deposit to open savings account
Fees could reduce earnings


Regular Savings

  • $100 minimum daily balance to avoid $3 monthly service charge
  • Free Online Banking, Mobile App, and Bill Pay

$100 minimum deposit to open savings account
Fees could reduce earnings


Tiered Money Market

  • $1000 minimum daily balance required to avoid monthly service charge of $10.00
  • Tiered interest based on average daily balance
  • Free Online Banking, Mobile App, and Bill Pay
  • First ATM Card Free
  • Monthly Statement

$100 minimum deposit to open savings account
Fees could reduce earnings


Extreme Money Market

  • $5000 minimum daily balance required to avoid monthly service charge of $10.00
  • Premier tiered interest based on average daily balance
  • Free Online Banking, Mobile App, and Bill Pay
  • First ATM Card Free
  • Monthly Statement

$100 minimum deposit to open savings account
Fees could reduce earnings


Health Savings Account

  • Interest Bearing Account
  • First HSA Debit Card Free
  • Free Online Banking, Mobile App, and Bill Pay
  • No Minimum Balance
  • No Monthly Service Charge

Contributions to HSAs may be pre-tax – consult your tax advisor
$25 minimum deposit to open savings account


Apply Online Today

  • Melissa Montgomery
    Melissa Montgomery
    Personal Banker
    Rapid City
  • Chelsey Scott
    Chelsey Scott
    Deposit Account Specialist
    Rapid City
  • Anna Coad
    Anna Coad
    Deposit Account Specialist
    Rapid City
  • Jodi Watts
    Jodi Watts
    Sr. Personal Banker
    Spearfish
  • Margaret Ferguson
    Margaret Ferguson
    Deposit Account Specialist
    Spearfish