Personal Savings

At Black Hills Community Bank, we understand the importance of saving for your future. Whether you are saving for your retirement, your child’s education, or a dream vacation, we have a savings product perfectly tailored to your needs. With competitive rates and a variety of features, Black Hills Community Bank will help you reach your savings goals.

Tree House Savings

BankThis option is great for teaching your child how to save and spend responsibly. With a low minimum deposit and access to online banking, mobile app, and bill pay, putting money away for a college fund, first car, or even just a rainy day is fun and easy!

  • Available to account holders under age 18
  • Must have guardian on account
  • Free Online Banking, Mobile App, and Bill Pay

$25 minimum deposit to open savings account
Fees could reduce earnings


 

Regular Savings

Ready to begin saving for your future? Our Regular Savings option is a great place to start! Enjoy the convenience of managing your account with free online banking and our mobile app, and take the headache out of paying your monthly bills with our handy Bill Pay feature.

  • $100 minimum daily balance to avoid $3 monthly service charge
  • Free Online Banking, Mobile App, and Bill Pay

$100 minimum deposit to open savings account
Fees could reduce earnings


 

Tiered Money Market

Take your savings to the next level with our Tiered Money Market option, which bases your interest on your average daily balance. Manage your account anywhere with free online banking and our mobile app, and enjoy the convenience of our Bill Pay feature.

  • $1,000 minimum daily balance required to avoid monthly service charge of $10.00
  • Tiered interest based on average daily balance
  • Free Online Banking, Mobile App, and Bill Pay
  • First ATM Card Free
  • Monthly Statement

$100 minimum deposit to open savings account
Fees could reduce earnings


 

Extreme Money Market

Reach your savings goals faster with our Extreme Money Market Option, which features tiered interest based on your average daily balance. Manage your account at home or on the go with free online banking and our mobile app.

  • $5,000 minimum daily balance required to avoid monthly service charge of $10.00
  • Premier tiered interest based on average daily balance
  • Free Online Banking, Mobile App, and Bill Pay
  • First ATM Card Free
  • Monthly Statement

$100 minimum deposit to open savings account
Fees could reduce earnings


 

Health Savings Account

Manage your healthcare expenses with our Health Savings Account Option. Take the worry out of paying doctor bills by saving for qualified medical expenses in an interest bearing account. No minimum balance is required, a minimum deposit of only $25 is required to open, and contributions to your health savings account may be pre-tax.

  • Interest Bearing Account
  • First HSA Debit Card Free
  • Free Online Banking, Mobile App, and Bill Pay
  • No Minimum Balance
  • No Monthly Service Charge

Contributions to HSAs may be pre-tax – consult your tax advisor
$25 minimum deposit to open savings account


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Who Choose Black Hills Community Bank?

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Personalized Service: Enjoy the personalized attention and support of a local bank that values your individual needs and goals.

Community Commitment: We’re deeply committed to giving back to the communities we serve through various initiatives and partnerships.

Rapid City Bank
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Banking Expertise: We have a team of local bankers to help you with your banking needs.

  • Matthew Hackett
    Matthew Hackett
    Business Development Officer
    Rapid City
  • Melissa Montgomery
    Melissa Montgomery
    Personal Banker
    Rapid City
  • Chelsey Scott
    Chelsey Scott
    Deposit Account Specialist
    Rapid City
  • Anna Coad
    Anna Coad
    Deposit Account Specialist
    Rapid City
  • Jodi Watts
    Jodi Watts
    Sr. Personal Banker
    Spearfish
  • Margaret Ferguson
    Margaret Ferguson
    Deposit Account Specialist
    Spearfish