Business Savings

Black Hills Community Bank gives you top money management products for your business. Our business savings accounts offer convenience, flexibility and great rates. Our experienced staff will work with you to realize the maximum benefit of your commercial savings accounts.

Business Savings

  • Interest Bearing Account
  • Free Online Banking, Mobile App, and Bill Pay
  • First Business ATM Card Free

$100 minimum balance required to avoid monthly service charge of $3.00.
$100 minimum deposit to open savings account.
Fees could reduce earnings.


Business Money Market

  • Interest Bearing Account, tiered based on average daily account balance
  • Free Online Banking, Mobile App, and Bill Pay
  • First Business ATM Card Free

$1,000 minimum balance required to avoid monthly service charge of $10.00.
$.25 per total debits, credits and deposits over 25 per month.
$100 minimum deposit to open savings account.
Fees could reduce earnings.


Health Savings Accounts (HSA)

  • No Minimum Balance
  • No Monthly Service Charge
  • Interest Bearing Account
  • First HSA Debit Card Free
  • Free Online Banking, Mobile App, and Bill Pay

Contributions to HSAs may be pre-tax – consult your tax advisor.


  • Melissa Montgomery
    Melissa Montgomery
    Personal Banker
    Rapid City
  • Chelsey Scott
    Chelsey Scott
    Deposit Account Specialist
    Rapid City
  • Anna Coad
    Anna Coad
    Deposit Account Specialist
    Rapid City
  • Jodi Watts
    Jodi Watts
    Sr. Personal Banker
    Spearfish
  • Margaret Ferguson
    Margaret Ferguson
    Deposit Account Specialist
    Spearfish