Whether you are looking for a short term or long term investment, Black Hills Community Bank offers two Certificate of Deposit options to meet your needs. Choosing personal CDs allows you to save by purchasing a certificate that will mature on a certain date for a certain amount of interest. 
When you choose to invest in a CD with us, we will ensure the best possible return on investment.
Certificate of Deposit
Fixed Rate CD’s*
- $500 minimum deposit
- Terms from 3 months to 5 years
*A penalty may be imposed for early withdrawal
Flexible CDs**
- $5,000 minimum deposit to open
- $2,500 minimum balance
- Terms from 15 months to 55 months
**If rates go up, you can choose to increase the interest rate once during the term of the Flexible CD.
**You may withdraw up to half of the balance without penalty once during the term of the Flexible CD after 7 days from initial deposit.
**A penalty may be imposed for early withdrawal
Personal IRAs
Black Hills Community Bank offers several Individual Retirement Account options that allow you to keep your retirement future in mind. Our experienced bankers can help you choose the best IRA solution that will help you reach your retirement goals. Learn more!