Whether you are looking for a short term or long term investment, Black Hills Community Bank offers two Certificate of Deposit options. Choosing personal CDs allows you to save by purchasing a certificate that will mature on a certain date for a certain amount of interest.

When you choose to invest in a CD with us, we will ensure the best possible return on investment.

Certificate of Deposit

Fixed Rate CD’s

  • $500 minimum deposit
  • Terms from 3 months to 5 years

Flexible CDs**

  • $5,000 minimum deposit to open
  • $2,500 minimum balance
  • Terms from 15 months to 55 months

**If rates go up, you can choose to increase the interest rate once during the term of the Flexible CD.
**You may withdraw up to half of the balance without penalty once during the term of the Flexible CD after 7 days from initial deposit.
**A penalty may be imposed for early withdrawal