The real estate market can be a dynamic and challenging industry. When you combine this with the fact that buying a new home is frequently the largest purchase many people will make in their lifetime, it can become stressful.

Couple learning about mortgages

As the best home loans bank in Rapid City, our mortgage loan department features a wide assortment of mortgage loan options, so you are certain to get the right loan for your needs.

We have a reputation for providing low mortgage rates and low mortgage cost with streamlined closing times. We strive to close within 30 days and make the process as seamless and stress free as possible.

Our resources in the secondary market allow you to choose the best option for your home loan. Black Hills Community Bank offers the following loans to service your needs:

  • South Dakota Housing (First Time Homeowners)
  • Rural Development
  • FHA
  • VA
  • Conventional
  • Construction
  • Bridge Loans
  • Jumbo Loans

Apply Today

Call us at Black Hills Community Bank and set up an appointment to visit with one of our mortgage loan officers to discuss which loan is best for you, and to pre-qualify for your loan, so that you will know exactly what price range you have to work with for the purchase of your new home.

  • Lori Lynass
    Lori Lynass
    NMLS# 412659
    Rapid City SVP Mortgage Manager
  • Dale Barcus
    Dale Barcus
    NMLS# 380016
    Rapid City Mortgage Banker
  • Teri McNally
    Teri McNally
    NMLS #372169
    Rapid City Mortgage Banker
  • Stephen Reichert
    Stephen Reichert
    NMLS# 460891
    Spearfish Mortgage Banker