Business CDs

Ready to take the next step in securing your business’s financial future? Make an investment that allows you to grow your company with business CDs from Black Hills Community Bank. Whether you’re saving for expansion, planning for upcoming expenses, or simply looking to maximize your business’s earnings, our business CDs offer the perfect solution.Certificate Of Deposit On Desk With Pen

Commercial Certificates of Deposit, or business CDs, are a great tool to enhance your business plan and save for its future. Choose a short-term certificate for help in achieving the additional capital you need to expand in six months. Set aside money for annual taxes and long-term goals with a business CD that has an extended term length.

Whatever your choice, you can count on the professionals at Black Hills Community Bank to strengthen the financial foundation of your business.

What is a CD?

A Certificate of Deposit (CD) is a time deposit account offered by banks and credit unions. With a CD, you agree to deposit a certain amount of money for a specified period, known as the term or maturity period. In return, the bank pays you a fixed interest rate that is typically higher than regular savings accounts.

Benefits of CDs

  • Safety: CDs are considered low-risk investments, making them an ideal choice for conservative investors looking to protect their principal.
  • Guaranteed Returns: With fixed interest rates, you know exactly how much you’ll earn on your investment, providing predictability and stability to your financial plan.
  • Diversification: CDs can be used to diversify your investment portfolio, complementing other higher-risk assets such as stocks and bonds.

Why Black Hills Community Bank?

Business Cds | Untitled Design551 1

Personalized Service: Enjoy the personalized attention and support of a local bank that values your individual needs and goals.

Community Commitment: We’re deeply committed to giving back to the communities we serve through various initiatives and partnerships.

Business Cds | Untitled Design554 1
Business Cds | Untitled Design553 1

Banking Expertise: We have a team of local bankers to help you with your banking needs.