In a recent study completed by Bankrate.com, ATM fees have recently hit another record high while maintaining a steady increase over the last ten years. Today, using an out-of-network ATM can cost bank customers upwards of $4.57 per transaction. If you are currently using one of the nation’s “big banks” and using ATM services is a part of your daily life or you tend to travel a lot, then chances are you will be receiving quite a few ATM fees on your monthly statements.
If you are open to the idea of switching banks, then Black Hills Community Bank might be a good fit for you. Recognizing the growing trend of increasing ATM fees, this locally owned Rapid City bank joined forces with All-Point and Advantage provide their customers with a wide network of surcharge-free ATM’s both across the state and throughout the U.S. With the All-Point network alone, there are 55,000 surcharge-free ATMs. Add Advantage into the mix and customers will be hard pressed to find an ATM that is not a part of their ever-growing surcharge-free network.
“We consider our extensive ATM network to be a huge benefit for our customers,” said Jack Lynass, president and CEO of Black Hills Community Bank in Rapid City and Spearfish. “It’s always our goal to make banking more convenient for our customers. That’s why we’ve partnered with the largest ATM networks worldwide to make all ATM experiences positive ones.”
Customers of Black Hills Community Bank can utilize various tools to help locate surcharge-free ATM’s in their area. While using Black Hills Community Bank’s website, customers can take advantage of a handy ATM finder tool by typing in the city or state where they are located and a list will generate, providing the closest surcharge-free ATM’s. To make locating ATM’s even easier, an Allpoint app can be downloaded from the Android or Apple stores. This app gives customers the opportunity to search for ATMs worldwide, right from their smartphone or tablet.
“The tools we provide for our customers give them the best opportunity to avoid ATM fee’s when running quick errands or traveling on vacation. Another tip we often discuss with our customers is to plan ahead. Planning ahead can eliminate finding an ATM in a hurry. Having a clear idea of where to use ATM’s in other states or countries can be one less stressful situation for travelers,” added Lynass.