Checking

Every small business needs to be able to move cash with a business checking account with low fees. As a local bank, Black Hills Community Bank offers great business checking features and has a staff that has the experience to help you with your business banking.

Black Hills Community Bank offers the following Business Checking Accounts to suit your needs:

 

Free Business Checking Account

Our Free Business Checking Account is a great option for small businesses that could benefit from a checking account that requires no minimum balance or monthly service charge. Enjoy free online banking, our convenient mobile app, and bill pay to take the headache out of managing your business finances.

  • No Minimum balance requirement
  • No Monthly service charge
  • First Debit Card Free
  • Free Check Images
  • Free Online Banking, Mobile App, and Bill Pay
  • $0.25 per item over 200 total debits, credits and deposited items per month

$100 minimum initial deposit to open.
Other fees may apply.


Business Checking Account

Need a little more in your business checking? Our Business Checking Account may be the perfect option! Up to 400 debits, credits, and deposited items are included each month, as well as check images, online banking, bill pay, cash management services, and more.

  • First Business Debit Card Free
  • Check Images
  • Free Online Banking, Mobile App, and Bill Pay
  • Business Debit Card
  • Cash Management Services Available

$2,500 minimum balance to avoid monthly service charge of $7.50.
$0.25 per item over 400 total debits, credits and deposited items per month.
Other fees may apply.


Commercial Checking

Our Commercial Checking option allows you to easily manage your business financials. Our free online banking, mobile app, and bill pay make handling your account effortless, no matter how busy your schedule.

  • $7.50 monthly service charge
  • Check Images
  • Free Online Banking, Mobile App, and Bill Pay
  • First Business Debit Card Free
  • Earnings credit based on 91-day Treasury-Bill
  • Cash Management Services Available

$0.10 per debit item, $0.07 per item deposited.
Other fees may apply.


Apply Online Today


Why Black Hills Community Bank?

Checking | Untitled Design551 1

Personalized Service: Enjoy the personalized attention and support of a local bank that values your individual needs and goals.

Community Commitment: We’re deeply committed to giving back to the communities we serve through various initiatives and partnerships.

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Checking | Untitled Design553 1

Banking Expertise: We have a team of local bankers to help you with your banking needs.


  • Matthew Hackett
    Matthew Hackett
    Business Development Officer
    Rapid City
  • Melissa Montgomery
    Melissa Montgomery
    Personal Banker
    Rapid City
  • Chelsey Scott
    Chelsey Scott
    Deposit Account Specialist
    Rapid City
  • Anna Coad
    Anna Coad
    Deposit Account Specialist
    Rapid City
  • Jodi Watts
    Jodi Watts
    Sr. Personal Banker
    Spearfish
  • Margaret Ferguson
    Margaret Ferguson
    Deposit Account Specialist
    Spearfish