Legacy Custom Homes & Designs

Apply Online Now!

1. Click here to access the mortgage application
2. Upload checklist items listed below to get prequalified for your mortgage

You can begin the mortgage qualification process online before being called for income verification to speed through the process even faster!

Prequalification Checklist Items

• Driver’s License – Provide a photocopy for each borrower.
• Pay Stub(s) – Provide your most recent paystubs(s) that cover 30-days earnings.
• W-2’s – For the following years: 2023 & 2024.
• Bank Statements – Provide the most recent 2 months statements (include all pages even if blank).
• Tax Returns – Provide signed & dated personal tax returns of the most recent 2 years.

10 Reasons WHY you should let us help you reach your home goals:

1. We want to earn your business
2. Competitive rates, with flexible rate quote options
3. Local community lenders, processing, underwriting and closing
4. Communication and “LOAN PROGRESS REPORTS” to listing and selling realtors
5. Investing in What Counts with $200,330 in donations to 201 nonprofits in 2024
6. We look for ways to say “yes” with CAN DO attitudes
7. Variety of Loan Types (Conventional, FHA, VA, RD, SDHDA, New Construction)
8. Experienced Professionals with over 142 combined years
9. Secured $853,440 in down payment assistance, including loans and forgivable grants, the last three years
10. Full service bank – creating relationship banking