At Black Hills Community Bank, we understand the importance of saving for your future. Whether you are saving for your retirement, your child’s education, or a dream vacation, we have a savings product perfectly tailored to your needs. With competitive rates and a variety of features, Black Hills Community Bank will help you reach your savings goals.

Community Tree House Savings

This option is great for teaching your child how to save and spend responsibly. With a low minimum deposit and access to online banking, mobile app, and bill pay, putting money away for a college fund, first car, or even just a rainy day is fun and easy!

Available to account holders under age 18
Must have guardian on account
Free Online Banking, Mobile App, and Bill Pay

$25 minimum deposit to open savings account
Fees could reduce earnings

Regular Savings

Ready to begin saving for your future? Our Regular Savings option is a great place to start! Enjoy the convenience of managing your account with free online banking and our mobile app, and take the headache out of paying your monthly bills with our handy Bill Pay feature.

$100 minimum daily balance to avoid $3 monthly service charge
Free Online Banking, Mobile App, and Bill Pay

$100 minimum deposit to open savings account
Fees could reduce earnings

Community Tiered Money Market

Take your savings to the next level with our Tiered Money Market option, which bases your interest on your average daily balance. Manage your account anywhere with free online banking and our mobile app, and enjoy the convenience of our Bill Pay feature.

$1,000 minimum daily balance required to avoid monthly service charge of $10.00
Tiered interest based on average daily balance
Free Online Banking, Mobile App, and Bill Pay
First ATM Card Free
Monthly Statement

$100 minimum deposit to open savings account
Fees could reduce earnings

Health Savings Account

Manage your healthcare expenses with our Health Savings Account Option. Take the worry out of paying doctor bills by saving for qualified medical expenses in an interest bearing account. No minimum balance is required, a minimum deposit of only $25 is required to open, and contributions to your health savings account may be pre-tax.