Free Checking Plus

Free checking account with interest and more. Rewards that you can earn for doing what you already do. Get all the convenience, refunds and interest that you deserve.

All without any monthly service fees!

  • 2.53% APY on deposit balances up to $25,000, balance above $25,000 receives a 0.25% APY*
  • Free Checking – no monthly service fees
  • No minimum deposit balance required to earn rewards
  • Free On-line banking and mobile app with Bill Pay
  • First Debit Card Free
  • Unlimited check writing
  • If qualifications are met, five ATM reimbursements up to $19.99 are refunded

Qualifying for your Rewards is easy!

  • 15 debit card transactions
  • Online banking enrollment
  • Enroll and receive E-statement
  • Log into internet banking or mobile banking at least once in a statement period
  • Just a low $100 minimum deposit is required to open your Free Checking Plus account. If the above qualifications are not met, the interest rate is .05% APY.
  • * Click here for account disclosure information

Community Cash Back

Receive 4% Cash Back rewards with Community Cash Back. This checking account option allows you to earn more for doing what you already do. Learn more!

 

Apply Online Today

  • Chelsey Scott
    Chelsey Scott
    Deposit Account Specialist
    Rapid City
  • Anna Coad
    Anna Coad
    Deposit Account Specialist
    Rapid City
  • Nikki Black
    Nikki Black
    Customer Service Representative
    Rapid City
  • Julie Sisneros
    Julie Sisneros
    Customer Service Representative / Teller
    Rapid City
  • Jodi Watts
    Jodi Watts
    Sr. Personal Banker
    Spearfish
  • Margaret Ferguson
    Margaret Ferguson
    Deposit Account Specialist
    Spearfish